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Changing Lives in America

Writer's picture: Thongkhoun PathanaThongkhoun Pathana

Here's a story about Mr. Sam


Mr. Sam was a loving father of a 38 year-old daughter, Ras. He worked hard as an pastic extrusion machine as a technician to provide for his family. One fateful day, while driving during the snow storm ofJanuary 9th, 2013 on the highway, Mr. Sam was involved in a severe car accident.


He suffered critical injuries, including a traumatic body injury and multiple broken bones at C5 and C7. C5 provides sensation to the upper part of your upper arm down to your elbow. Cervical nerve 6 controls the extensor muscles of your wrist and is involved in the control of your biceps. C6 provides sensation to the thumb side of your forearm and hand. Cervical nerve 7 controls your triceps and wrist extensor muscles.


The accident left Mr. Sam unable to work, and his medical bills began to pile up. His daughter, Ras, became his primary caregiver, sacrificing her own career to tend to his needs. Despite their best efforts, the medical expenses and lost income took a devastating toll on their finances. His daughter and son in law decided to move out from the Northeast to Southern of the US to Texas and finally to Arkansas.


Tragically, Mr. Sam had never invested in life insurance or living benefits, thinking he was job security and healthy. Without this safety net, the family's financial situation spiralled out of control. His daughter and son in law was forced to take on multiple jobs to make ends meet, to be able to visiting and caring for him after work, leaving her exhausted and emotionally drained.


As the months passed, the strain on their relationship grew. His wife felt overwhelmed, and Mr. Sam felt helpless, unable to provide for his family. The tension eventually became too much, and his wife made the difficult decision to leave with Ras, the daughter and son in law, citing the need for stability and security.


Mr. Sam was heartbroken, and his physical condition worsened without his loved ones by his side. The medical bills continued to mount, and he was eventually forced to declare bankruptcy.


Luckly his daughter gave him the caring, loving and scheduling his wife to visit him each year.

They called each other between long distance, to give Sam the moral support and love him

In the end, Mr. Sam's lack of life insurance and living benefits had a catastrophic impact on his family's well-being. He was left alone, struggling to recover from his injuries, and haunted by the thought of what could have been if only he had prepared for the unexpected.



This story highlights the importance of having life insurance and living benefits in place to protect loved ones from financial hardship in the event of an unexpected illness or injury.


"Protecting your loved ones is our top priority. At Thongkhoun Pathana, our experienced and licensed agents are dedicated to helping you find the right insurance solutions for your family's needs.


Contact us today for a FREE consultation and let us guide you in making informed decisions about:


- Life Insurance

- Health Insurance

- Disability Insurance

- Long-term Care Insurance


Our goal is to provide you with peace of mind, knowing that you and your family are protected. Reach out to us now to schedule your complimentary consultation!"


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